<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    >

   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_166" roleURI="https://www.sparkasse.at/xbrl/role/all/esef_role-000000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_168" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_11" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-320000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_169" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-410000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_12" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_176" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-800500"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_178" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-800610"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_17" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_1_role-810000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_172" roleURI="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_196" roleURI="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390"/>
   <link:roleRef xlink:type="simple" xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#id_165" roleURI="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900"/>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/esef_role-000000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/esef_role-000000" xlink:type="extended">
      <link:loc xlink:href="https://www.esma.europa.eu/taxonomy/2022-03-24/esef_cor.xsd#esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:label="esef_cor_NotesAccountingPoliciesAndMandatoryTags" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:label="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DomicileOfEntity" xlink:label="ifrs-full_DomicileOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DomicileOfEntity"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LegalFormOfEntity" xlink:label="ifrs-full_LegalFormOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_LegalFormOfEntity"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CountryOfIncorporation" xlink:label="ifrs-full_CountryOfIncorporation" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_CountryOfIncorporation"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:label="ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_AddressOfRegisteredOfficeOfEntity"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PrincipalPlaceOfBusiness" xlink:label="ifrs-full_PrincipalPlaceOfBusiness" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_PrincipalPlaceOfBusiness"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:label="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfParentEntity" xlink:label="ifrs-full_NameOfParentEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_NameOfParentEntity"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfUltimateParentOfGroup" xlink:label="ifrs-full_NameOfUltimateParentOfGroup" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_NameOfUltimateParentOfGroup"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:label="ifrs-full_StatementOfIFRSCompliance" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_StatementOfIFRSCompliance"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:label="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare"
                            order="230.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:label="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:label="ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory"
                            order="280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory"
                            order="290.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:label="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory"
                            order="300.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory"
                            order="310.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory"
                            order="330.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory"
                            order="340.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfBusinessCombinationsExplanatory"
                            order="380.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory" xlink:label="ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory"
                            order="390.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:label="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory"
                            order="400.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashFlowStatementExplanatory" xlink:label="ifrs-full_DisclosureOfCashFlowStatementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCashFlowStatementExplanatory"
                            order="410.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory"
                            order="430.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCollateralExplanatory" xlink:label="ifrs-full_DisclosureOfCollateralExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCollateralExplanatory"
                            order="440.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:label="ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCommitmentsExplanatory"
                            order="460.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory"
                            order="470.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfContingentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfContingentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfContingentLiabilitiesExplanatory"
                            order="480.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfCreditRiskExplanatory"
                            order="500.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:label="ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDebtSecuritiesExplanatory"
                            order="510.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDeferredIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfDeferredIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDeferredIncomeExplanatory"
                            order="530.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:label="ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDeferredTaxesExplanatory"
                            order="540.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:label="ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDepositsFromBanksExplanatory"
                            order="550.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDepositsFromCustomersExplanatory"
                            order="560.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory"
                            order="570.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDividendsExplanatory" xlink:label="ifrs-full_DisclosureOfDividendsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfDividendsExplanatory"
                            order="600.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory"
                            order="630.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory"
                            order="640.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:label="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory"
                            order="650.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFairValueMeasurementExplanatory"
                            order="690.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory"
                            order="700.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory"
                            order="710.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory"
                            order="750.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory"
                            order="760.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory"
                            order="770.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory"
                            order="780.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory"
                            order="790.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory"
                            order="800.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory"
                            order="820.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory"
                            order="830.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGoingConcernExplanatory" xlink:label="ifrs-full_DisclosureOfGoingConcernExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfGoingConcernExplanatory"
                            order="840.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory"
                            order="880.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfIncomeTaxExplanatory"
                            order="890.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory"
                            order="900.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory"
                            order="910.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfIntangibleAssetsExplanatory"
                            order="940.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory"
                            order="950.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInterestExpenseExplanatory"
                            order="960.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInterestIncomeExplanatory"
                            order="970.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory"
                            order="980.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:label="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory"
                            order="990.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInventoriesExplanatory" xlink:label="ifrs-full_DisclosureOfInventoriesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInventoriesExplanatory"
                            order="1010.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfInvestmentPropertyExplanatory"
                            order="1030.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfIssuedCapitalExplanatory"
                            order="1060.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLeasesExplanatory" xlink:label="ifrs-full_DisclosureOfLeasesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfLeasesExplanatory"
                            order="1090.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:label="ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfLiquidityRiskExplanatory"
                            order="1100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory" xlink:label="ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory"
                            order="1110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory"
                            order="1120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:label="ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfMarketRiskExplanatory"
                            order="1130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                            order="1140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:label="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory"
                            order="1160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory"
                            order="1190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherAssetsExplanatory"
                            order="1200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory"
                            order="1210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory"
                            order="1220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory"
                            order="1230.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory"
                            order="1240.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory"
                            order="1250.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory"
                            order="1260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory"
                            order="1270.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory"
                            order="1280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory"
                            order="1300.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory"
                            order="1320.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:label="ifrs-full_DisclosureOfProvisionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfProvisionsExplanatory"
                            order="1330.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfRelatedPartyExplanatory"
                            order="1370.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:label="ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory"
                            order="1380.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory"
                            order="1400.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory"
                            order="1430.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory"
                            order="1440.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory"
                            order="1450.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory"
                            order="1460.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory"
                            order="1470.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory"
                            order="1480.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" xlink:label="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory"
                            order="1500.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory" xlink:label="ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory"
                            order="1520.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory"
                            order="1530.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:label="ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DisclosureOfTreasurySharesExplanatory"
                            order="1540.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory"
                            order="1620.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory"
                            order="1640.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory"
                            order="1690.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory"
                            order="1700.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory"
                            order="1710.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory"
                            order="1720.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory"
                            order="1730.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:label="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents"
                            order="1740.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory"
                            order="1770.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory"
                            order="1800.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory"
                            order="1850.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory"
                            order="1860.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory"
                            order="1900.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory"
                            order="1910.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory"
                            order="1920.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory"
                            order="1930.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory"
                            order="1940.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory"
                            order="1960.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory"
                            order="1990.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory"
                            order="2010.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory"
                            order="2020.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory"
                            order="2030.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory"
                            order="2040.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory"
                            order="2060.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory"
                            order="2070.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory"
                            order="2080.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory"
                            order="2120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory"
                            order="2150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory"
                            order="2220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory"
                            order="2250.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory"
                            order="2260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue"
                            order="2290.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory"
                            order="2330.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory"
                            order="2360.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory"
                            order="2380.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory"
                            order="2400.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory"
                            order="2410.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits"
                            order="2420.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory"
                            order="2450.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory"
                            order="2460.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory"
                            order="2470.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="esef_cor_NotesAccountingPoliciesAndMandatoryTags"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory"
                            order="2480.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AssetsAbstract" xlink:label="ifrs-full_AssetsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_CashAndCashEquivalents"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DerivativeFinancialAssetsHeldForTrading" xlink:label="ifrs-full_DerivativeFinancialAssetsHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_DerivativeFinancialAssetsHeldForTrading"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_FinanzielleVermogenswerteDieErfolgswirksamZumBeizulegendenZeitwertBewertetWerdenAlsZuHandelszweckenGehaltenEingestuftSonstigeHandelsaktiva" xlink:label="ask_FinanzielleVermogenswerteDieErfolgswirksamZumBeizulegendenZeitwertBewertetWerdenAlsZuHandelszweckenGehaltenEingestuftSonstigeHandelsaktiva" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_FinanzielleVermogenswerteDieErfolgswirksamZumBeizulegendenZeitwertBewertetWerdenAlsZuHandelszweckenGehaltenEingestuftSonstigeHandelsaktiva"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerte" xlink:label="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerte" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerte"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteEigenkapitalinstrumente" xlink:label="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteEigenkapitalinstrumente" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteEigenkapitalinstrumente"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen" xlink:label="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:label="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenEigenkapitalinstrumente" xlink:label="ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenEigenkapitalinstrumente" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenEigenkapitalinstrumente"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenSchuldverschreibungen" xlink:label="ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_FinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenSchuldverschreibungen"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialAssetsAtAmortisedCost" xlink:label="ifrs-full_FinancialAssetsAtAmortisedCost" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_FinancialAssetsAtAmortisedCost"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentAssets" xlink:label="ifrs-full_HedgingInstrumentAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_HedgingInstrumentAssets"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="ifrs-full_PropertyPlantAndEquipment" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_PropertyPlantAndEquipment"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentProperty" xlink:label="ifrs-full_InvestmentProperty" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_InvestmentProperty"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="ifrs-full_IntangibleAssetsAndGoodwill" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_IntangibleAssetsAndGoodwill"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CurrentTaxAssets" xlink:label="ifrs-full_CurrentTaxAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_CurrentTaxAssets"
                            order="210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DeferredTaxAssets" xlink:label="ifrs-full_DeferredTaxAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_DeferredTaxAssets"
                            order="220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:label="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_NoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSale"
                            order="240.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncurrentReceivables" xlink:label="ifrs-full_NoncurrentReceivables" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_NoncurrentReceivables"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherAssets" xlink:label="ifrs-full_OtherAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_OtherAssets"
                            order="270.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_InvestmentAccountedForUsingEquityMethod"
                            order="330.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Assets" xlink:label="ifrs-full_Assets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AssetsAbstract"
                          xlink:to="ifrs-full_Assets"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="440.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAbstract" xlink:label="ifrs-full_EquityAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncontrollingInterests" xlink:label="ifrs-full_NoncontrollingInterests" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ifrs-full_NoncontrollingInterests"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="ifrs-full_EquityAttributableToOwnersOfParent" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ifrs-full_EquityAttributableToOwnersOfParent"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IssuedCapital" xlink:label="ifrs-full_IssuedCapital" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ifrs-full_IssuedCapital"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdditionalPaidinCapital" xlink:label="ifrs-full_AdditionalPaidinCapital" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ifrs-full_AdditionalPaidinCapital"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_GewinnrucklagenUndSonstigeRucklagen" xlink:label="ask_GewinnrucklagenUndSonstigeRucklagen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ask_GewinnrucklagenUndSonstigeRucklagen"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZusatzlicheEigenkapitalinstrumente" xlink:label="ask_ZusatzlicheEigenkapitalinstrumente" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ask_ZusatzlicheEigenkapitalinstrumente"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAbstract"
                          xlink:to="ifrs-full_Equity"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="120.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="ifrs-full_EquityAndLiabilitiesAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="ifrs-full_LiabilitiesAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_LiabilitiesAbstract"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:label="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossClassifiedAsHeldForTrading"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading" xlink:label="ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_DerivativeFinancialLiabilitiesHeldForTrading"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErfolgswirksamZumBeizulegendenZeitwertBewerteteFinanzielleVerbindlichkeitenDieDieDefinitionVonZuHandelszweckenGehaltenErfüllenSonstigeHandelspassiva" xlink:label="ask_ErfolgswirksamZumBeizulegendenZeitwertBewerteteFinanzielleVerbindlichkeitenDieDieDefinitionVonZuHandelszweckenGehaltenErfüllenSonstigeHandelspassiva" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_ErfolgswirksamZumBeizulegendenZeitwertBewerteteFinanzielleVerbindlichkeitenDieDieDefinitionVonZuHandelszweckenGehaltenErfüllenSonstigeHandelspassiva"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:label="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenEinlagenVonKunden" xlink:label="ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenEinlagenVonKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenEinlagenVonKunden"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenVerbriefteVerbindlichkeiten" xlink:label="ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenVerbriefteVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_FinanzielleVerbindlichkeitenDieBeimErstmaligenAnsatzOderNachfolgendAlsErfolgswirksamZumBeizulegendenZeitwertZuBewertenDesigniertWurdenVerbriefteVerbindlichkeiten"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:label="ifrs-full_FinancialLiabilitiesAtAmortisedCost" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_FinancialLiabilitiesAtAmortisedCost"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten" xlink:label="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ask_ZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LeaseLiabilities" xlink:label="ifrs-full_LeaseLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_LeaseLiabilities"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentLiabilities" xlink:label="ifrs-full_HedgingInstrumentLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_HedgingInstrumentLiabilities"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Provisions" xlink:label="ifrs-full_Provisions" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_Provisions"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CurrentTaxLiabilities" xlink:label="ifrs-full_CurrentTaxLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_CurrentTaxLiabilities"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="ifrs-full_DeferredTaxLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_DeferredTaxLiabilities"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherLiabilities" xlink:label="ifrs-full_OtherLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_OtherLiabilities"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAbstract" xlink:label="ifrs-full_EquityAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_EquityAbstract"
                            order="220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAndLiabilities" xlink:label="ifrs-full_EquityAndLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAndLiabilitiesAbstract"
                          xlink:to="ifrs-full_EquityAndLiabilities"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="230.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="ifrs-full_LiabilitiesAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProvisionsAbstract" xlink:label="ifrs-full_ProvisionsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_LiabilitiesAbstract"
                          xlink:to="ifrs-full_ProvisionsAbstract"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CurrentTaxLiabilities" xlink:label="ifrs-full_CurrentTaxLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_LiabilitiesAbstract"
                          xlink:to="ifrs-full_CurrentTaxLiabilities"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="ifrs-full_DeferredTaxLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_LiabilitiesAbstract"
                          xlink:to="ifrs-full_DeferredTaxLiabilities"
                            order="80.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProvisionsAbstract" xlink:label="ifrs-full_ProvisionsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Provisions" xlink:label="ifrs-full_Provisions" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProvisionsAbstract"
                          xlink:to="ifrs-full_Provisions"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-220000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="ifrs-full_StatementOfFinancialPositionAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AssetsAbstract" xlink:label="ifrs-full_AssetsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfFinancialPositionAbstract"
                          xlink:to="ifrs-full_AssetsAbstract"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="ifrs-full_EquityAndLiabilitiesAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfFinancialPositionAbstract"
                          xlink:to="ifrs-full_EquityAndLiabilitiesAbstract"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-320000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-320000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="ifrs-full_IncomeStatementAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAbstract" xlink:label="ifrs-full_ProfitLossAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_IncomeStatementAbstract"
                          xlink:to="ifrs-full_ProfitLossAbstract"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToAbstract" xlink:label="ifrs-full_ProfitLossAttributableToAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_IncomeStatementAbstract"
                          xlink:to="ifrs-full_ProfitLossAttributableToAbstract"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-320000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAbstract" xlink:label="ifrs-full_ProfitLossAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:label="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod"
                            order="19.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestRevenueExpense" xlink:label="ifrs-full_InterestRevenueExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_InterestRevenueExpense"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:label="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod_2" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod_2"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZinsenSonstigeÄhnlicheErträge" xlink:label="ask_ZinsenSonstigeÄhnlicheErträge" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_ZinsenSonstigeÄhnlicheErträge"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Zinsaufwendungen" xlink:label="ask_Zinsaufwendungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_Zinsaufwendungen"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZinsenSonstigeÄhnlicheAufwendungen" xlink:label="ask_ZinsenSonstigeÄhnlicheAufwendungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_ZinsenSonstigeÄhnlicheAufwendungen"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FeeAndCommissionIncomeExpense" xlink:label="ifrs-full_FeeAndCommissionIncomeExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_FeeAndCommissionIncomeExpense"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FeeAndCommissionIncome" xlink:label="ifrs-full_FeeAndCommissionIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_FeeAndCommissionIncome"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_FeeAndCommissionExpense" xlink:label="ifrs-full_FeeAndCommissionExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_FeeAndCommissionExpense"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RevenueFromDividends" xlink:label="ifrs-full_RevenueFromDividends" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_RevenueFromDividends"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Handelsergebnis" xlink:label="ask_Handelsergebnis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_Handelsergebnis"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_GewinneVerlusteVonErfolgswirksamZumFairValueBewertetenFinanzinstrumenten" xlink:label="ask_GewinneVerlusteVonErfolgswirksamZumFairValueBewertetenFinanzinstrumenten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_GewinneVerlusteVonErfolgswirksamZumFairValueBewertetenFinanzinstrumenten"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RentalIncomeFromInvestmentProperty" xlink:label="ifrs-full_RentalIncomeFromInvestmentProperty" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_RentalIncomeFromInvestmentProperty"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="ifrs-full_EmployeeBenefitsExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_EmployeeBenefitsExpense"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdministrativeExpense" xlink:label="ifrs-full_AdministrativeExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_AdministrativeExpense"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DepreciationAndAmortisationExpense" xlink:label="ifrs-full_DepreciationAndAmortisationExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_DepreciationAndAmortisationExpense"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:label="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_SonstigeGewinneVerlusteAusDerAusbuchungVonNichtErfolgswirksamZumFairValueBewertetenFinanzinstrumenten" xlink:label="ask_SonstigeGewinneVerlusteAusDerAusbuchungVonNichtErfolgswirksamZumFairValueBewertetenFinanzinstrumenten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_SonstigeGewinneVerlusteAusDerAusbuchungVonNichtErfolgswirksamZumFairValueBewertetenFinanzinstrumenten"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErgebnisAusWertminderungenVonFinanzinstrumenten" xlink:label="ask_ErgebnisAusWertminderungenVonFinanzinstrumenten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_ErgebnisAusWertminderungenVonFinanzinstrumenten"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherOperatingIncomeExpense" xlink:label="ifrs-full_OtherOperatingIncomeExpense" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_OtherOperatingIncomeExpense"
                            order="200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_SteuernUndAbgabenAufDasBankgeschäft" xlink:label="ask_SteuernUndAbgabenAufDasBankgeschäft" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ask_SteuernUndAbgabenAufDasBankgeschäft"
                            order="430.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="ifrs-full_ProfitLossBeforeTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_ProfitLossBeforeTax"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="440.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_IncomeTaxExpenseContinuingOperations"
                            preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"
                            order="450.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAbstract"
                          xlink:to="ifrs-full_ProfitLoss"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="480.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-320000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToAbstract" xlink:label="ifrs-full_ProfitLossAttributableToAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAttributableToAbstract"
                          xlink:to="ifrs-full_ProfitLossAttributableToNoncontrollingInterests"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:label="ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ProfitLossAttributableToAbstract"
                          xlink:to="ifrs-full_ProfitLossAttributableToOwnersOfParent"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-410000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-410000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAttributableToAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncomeAttributableToNoncontrollingInterests"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAttributableToAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-410000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeAbstract" xlink:label="ifrs-full_OtherComprehensiveIncomeAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTax"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:label="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLoss"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTax"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_SonstigesErgebnisVorSteuernFinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenWertberichtigungenFurKreditrisiken" xlink:label="ask_SonstigesErgebnisVorSteuernFinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenWertberichtigungenFurKreditrisiken" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ask_SonstigesErgebnisVorSteuernFinanzielleVermogenswerteDieErfolgsneutralZumBeizulegendenZeitwertImSonstigenErgebnisBewertetWerdenWertberichtigungenFurKreditrisiken"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss"
                            order="200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenGewinnVerlustDerPeriode" xlink:label="ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenGewinnVerlustDerPeriode" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenGewinnVerlustDerPeriode"
                            order="210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenUmgliederungsbeträge" xlink:label="ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenUmgliederungsbeträge" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ask_ErtragsteuernImZusammenhangMitKomponentenDesSonstigenErgebnissesDieInDenGewinnOderVerlustUmgegliedertWerdenUmgliederungsbeträge"
                            order="220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncome"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="240.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-410000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ProfitLoss"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeAbstract" xlink:label="ifrs-full_OtherComprehensiveIncomeAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeAbstract"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncome" xlink:label="ifrs-full_ComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncome"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:label="ifrs-full_ComprehensiveIncomeAttributableToAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncomeAttributableToAbstract"
                            order="50.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AccumulatedOtherComprehensiveIncomeMember"
                          xlink:to="ifrs-full_ReserveOfGainsAndLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:label="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AccumulatedOtherComprehensiveIncomeMember"
                          xlink:to="ifrs-full_ReserveOfRemeasurementsOfDefinedBenefitPlansMember"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReserveOfChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityMember" xlink:label="ifrs-full_ReserveOfChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AccumulatedOtherComprehensiveIncomeMember"
                          xlink:to="ifrs-full_ReserveOfChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityMember"
                            order="160.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="ifrs-full_ChangesInEquityAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsPaid" xlink:label="ifrs-full_DividendsPaid" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ifrs-full_DividendsPaid"
                            preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_UmgliederungZwischenSonstigemErgebnisUndGewinnrucklage" xlink:label="ask_UmgliederungZwischenSonstigemErgebnisUndGewinnrucklage" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_UmgliederungZwischenSonstigemErgebnisUndGewinnrucklage"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAbstract" xlink:label="ifrs-full_ComprehensiveIncomeAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncomeAbstract"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ifrs-full_ProfitLoss"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncome"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerFairValueRucklage" xlink:label="ask_VeranderungDerFairValueRucklage" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_VeranderungDerFairValueRucklage"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen" xlink:label="ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerRucklageFurEigenesKreditrisiko" xlink:label="ask_VeranderungDerRucklageFurEigenesKreditrisiko" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_VeranderungDerRucklageFurEigenesKreditrisiko"
                            order="200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Kapitalerhoehungen" xlink:label="ask_Kapitalerhoehungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_Kapitalerhoehungen"
                            order="210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Kapitalherabsetzung" xlink:label="ask_Kapitalherabsetzung" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ChangesInEquityAbstract"
                          xlink:to="ask_Kapitalherabsetzung"
                            order="220.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncomeAbstract" xlink:label="ifrs-full_ComprehensiveIncomeAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ProfitLoss"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncome"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerFairValueRucklage" xlink:label="ask_VeranderungDerFairValueRucklage" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ask_VeranderungDerFairValueRucklage"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen" xlink:label="ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ask_VeranderungDerNeubewertungAusLeistungsorientiertenVersorgungsplanen"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_VeranderungDerRucklageFurEigenesKreditrisiko" xlink:label="ask_VeranderungDerRucklageFurEigenesKreditrisiko" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ask_VeranderungDerRucklageFurEigenesKreditrisiko"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComprehensiveIncome" xlink:label="ifrs-full_ComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComprehensiveIncomeAbstract"
                          xlink:to="ifrs-full_ComprehensiveIncome"
                            preferredLabel="http://www.xbrl.org/2003/role/totalLabel"
                            order="70.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="ifrs-full_ComponentsOfEquityAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityMember" xlink:label="ifrs-full_EquityMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ComponentsOfEquityAxis"
                          xlink:to="ifrs-full_EquityMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityMember" xlink:label="ifrs-full_EquityMember" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityMember"
                          xlink:to="ifrs-full_EquityAttributableToOwnersOfParentMember"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:label="ifrs-full_NoncontrollingInterestsMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityMember"
                          xlink:to="ifrs-full_NoncontrollingInterestsMember"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_AskKapitalrucklagen" xlink:label="ask_AskKapitalrucklagen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityMember"
                          xlink:to="ask_AskKapitalrucklagen"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IssuedCapitalMember" xlink:label="ifrs-full_IssuedCapitalMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember"
                          xlink:to="ifrs-full_IssuedCapitalMember"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RetainedEarningsMember" xlink:label="ifrs-full_RetainedEarningsMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember"
                          xlink:to="ifrs-full_RetainedEarningsMember"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherEquityInterestMember" xlink:label="ifrs-full_OtherEquityInterestMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember"
                          xlink:to="ifrs-full_OtherEquityInterestMember"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherReservesMember" xlink:label="ifrs-full_OtherReservesMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_EquityAttributableToOwnersOfParentMember"
                          xlink:to="ifrs-full_OtherReservesMember"
                            order="60.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherReservesMember" xlink:label="ifrs-full_OtherReservesMember" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherReservesMember"
                          xlink:to="ifrs-full_AccumulatedOtherComprehensiveIncomeMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:label="ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RestatedMember" xlink:label="ifrs-full_RestatedMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis"
                          xlink:to="ifrs-full_RestatedMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityAbstract" xlink:label="ifrs-full_StatementOfChangesInEquityAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="ifrs-full_StatementOfChangesInEquityTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityAbstract"
                          xlink:to="ifrs-full_StatementOfChangesInEquityTable"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="ifrs-full_StatementOfChangesInEquityLineItems" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityAbstract"
                          xlink:to="ifrs-full_StatementOfChangesInEquityLineItems"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityTable" xlink:label="ifrs-full_StatementOfChangesInEquityTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="ifrs-full_ComponentsOfEquityAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityTable"
                          xlink:to="ifrs-full_ComponentsOfEquityAxis"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:label="ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityTable"
                          xlink:to="ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-610000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfChangesInEquityLineItems" xlink:label="ifrs-full_StatementOfChangesInEquityLineItems" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityLineItems"
                          xlink:to="ifrs-full_Equity"
                            preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ChangesInEquityAbstract" xlink:label="ifrs-full_ChangesInEquityAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityLineItems"
                          xlink:to="ifrs-full_ChangesInEquityAbstract"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_Equity" xlink:label="ifrs-full_Equity_2" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfChangesInEquityLineItems"
                          xlink:to="ifrs-full_Equity_2"
                            preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"
                            order="40.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-800500 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-800500" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory" xlink:label="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:label="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfAccountingJudgementsAndEstimatesExplanatory"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:label="ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:label="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfAuditorsRemunerationExplanatory"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfAuthorisationOfFinancialStatementsExplanatory"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfBasisOfConsolidationExplanatory"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfBusinessCombinationsExplanatory"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory" xlink:label="ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:label="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCashAndCashEquivalentsExplanatory"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCashFlowStatementExplanatory" xlink:label="ifrs-full_DisclosureOfCashFlowStatementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCashFlowStatementExplanatory"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:label="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCollateralExplanatory" xlink:label="ifrs-full_DisclosureOfCollateralExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCollateralExplanatory"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:label="ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCommitmentsExplanatory"
                            order="210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory"
                            order="220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfContingentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfContingentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfContingentLiabilitiesExplanatory"
                            order="230.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCreditRiskExplanatory"
                            order="250.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:label="ifrs-full_DisclosureOfDebtSecuritiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDebtSecuritiesExplanatory"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDeferredIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfDeferredIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDeferredIncomeExplanatory"
                            order="280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:label="ifrs-full_DisclosureOfDeferredTaxesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDeferredTaxesExplanatory"
                            order="290.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:label="ifrs-full_DisclosureOfDepositsFromBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDepositsFromBanksExplanatory"
                            order="300.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDepositsFromCustomersExplanatory"
                            order="310.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDepreciationAndAmortisationExpenseExplanatory"
                            order="320.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDividendsExplanatory" xlink:label="ifrs-full_DisclosureOfDividendsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDividendsExplanatory"
                            order="350.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfEmployeeBenefitsExplanatory"
                            order="380.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory"
                            order="390.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:label="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory"
                            order="400.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFairValueMeasurementExplanatory"
                            order="440.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory"
                            order="450.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFeeAndCommissionIncomeExpenseExplanatory"
                            order="460.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialAssetsHeldForTradingExplanatory"
                            order="500.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory"
                            order="510.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory"
                            order="520.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialInstrumentsHeldForTradingExplanatory"
                            order="530.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialLiabilitiesHeldForTradingExplanatory"
                            order="540.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialRiskManagementExplanatory"
                            order="550.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfGeneralAndAdministrativeExpenseExplanatory"
                            order="570.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory"
                            order="580.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfGoingConcernExplanatory" xlink:label="ifrs-full_DisclosureOfGoingConcernExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfGoingConcernExplanatory"
                            order="590.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfImpairmentOfAssetsExplanatory"
                            order="630.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfIncomeTaxExplanatory"
                            order="640.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutEmployeesExplanatory"
                            order="650.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:label="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory"
                            order="660.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfIntangibleAssetsExplanatory"
                            order="690.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory"
                            order="700.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInterestExpenseExplanatory"
                            order="710.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInterestIncomeExplanatory"
                            order="720.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory"
                            order="730.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:label="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInterestsInOtherEntitiesExplanatory"
                            order="740.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInventoriesExplanatory" xlink:label="ifrs-full_DisclosureOfInventoriesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInventoriesExplanatory"
                            order="760.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:label="ifrs-full_DisclosureOfInvestmentPropertyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInvestmentPropertyExplanatory"
                            order="780.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfIssuedCapitalExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfIssuedCapitalExplanatory"
                            order="810.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLeasesExplanatory" xlink:label="ifrs-full_DisclosureOfLeasesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfLeasesExplanatory"
                            order="840.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:label="ifrs-full_DisclosureOfLiquidityRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfLiquidityRiskExplanatory"
                            order="850.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory" xlink:label="ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfLoansAndAdvancesToBanksExplanatory"
                            order="860.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfLoansAndAdvancesToCustomersExplanatory"
                            order="870.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:label="ifrs-full_DisclosureOfMarketRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfMarketRiskExplanatory"
                            order="880.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                            order="890.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:label="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory"
                            order="910.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory"
                            order="940.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherAssetsExplanatory"
                            order="950.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherCurrentAssetsExplanatory"
                            order="960.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherCurrentLiabilitiesExplanatory"
                            order="970.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherLiabilitiesExplanatory"
                            order="980.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherNoncurrentAssetsExplanatory"
                            order="990.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherNoncurrentLiabilitiesExplanatory"
                            order="1000.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingExpenseExplanatory"
                            order="1010.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingIncomeExpenseExplanatory"
                            order="1020.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:label="ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfOtherOperatingIncomeExplanatory"
                            order="1030.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" xlink:label="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfPrepaymentsAndOtherAssetsExplanatory"
                            order="1050.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory"
                            order="1070.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:label="ifrs-full_DisclosureOfProvisionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfProvisionsExplanatory"
                            order="1080.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfRelatedPartyExplanatory"
                            order="1120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:label="ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory"
                            order="1130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfReservesAndOtherEquityInterestExplanatory"
                            order="1150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:label="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfRevenueFromContractsWithCustomersExplanatory"
                            order="1180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xlink:label="ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfConsolidatedAndSeparateFinancialStatementsExplanatory"
                            order="1190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory"
                            order="1200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory"
                            order="1210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory"
                            order="1220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:label="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory"
                            order="1230.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" xlink:label="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfTaxReceivablesAndPayablesExplanatory"
                            order="1250.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory" xlink:label="ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfTradeAndOtherReceivablesExplanatory"
                            order="1270.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory" xlink:label="ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfTradingIncomeExpenseExplanatory"
                            order="1280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:label="ifrs-full_DisclosureOfTreasurySharesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfTreasurySharesExplanatory"
                            order="1290.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-800610 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-800610" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForCollateralExplanatory"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:label="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents"
                            order="200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory"
                            order="230.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory"
                            order="310.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory"
                            order="320.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory"
                            order="360.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory"
                            order="370.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory"
                            order="380.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory"
                            order="390.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory"
                            order="400.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory"
                            order="420.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory"
                            order="450.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory"
                            order="470.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory"
                            order="480.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory"
                            order="490.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory"
                            order="500.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory"
                            order="520.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory"
                            order="530.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory"
                            order="540.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory"
                            order="580.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory"
                            order="610.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory"
                            order="680.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory"
                            order="710.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory"
                            order="720.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForRecognitionOfRevenue"
                            order="750.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory"
                            order="790.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory"
                            order="820.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory"
                            order="840.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForSubsidiariesExplanatory"
                            order="860.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTaxesOtherThanIncomeTaxExplanatory"
                            order="870.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTerminationBenefits"
                            order="880.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory"
                            order="910.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory"
                            order="920.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTransactionsWithRelatedPartiesExplanatory"
                            order="930.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForTreasurySharesExplanatory"
                            order="940.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_1_role-810000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_1_role-810000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory" xlink:label="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:label="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_NameOfReportingEntityOrOtherMeansOfIdentification"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DomicileOfEntity" xlink:label="ifrs-full_DomicileOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DomicileOfEntity"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_LegalFormOfEntity" xlink:label="ifrs-full_LegalFormOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_LegalFormOfEntity"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CountryOfIncorporation" xlink:label="ifrs-full_CountryOfIncorporation" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_CountryOfIncorporation"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:label="ifrs-full_AddressOfRegisteredOfficeOfEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_AddressOfRegisteredOfficeOfEntity"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PrincipalPlaceOfBusiness" xlink:label="ifrs-full_PrincipalPlaceOfBusiness" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_PrincipalPlaceOfBusiness"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:label="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfParentEntity" xlink:label="ifrs-full_NameOfParentEntity" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_NameOfParentEntity"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_NameOfUltimateParentOfGroup" xlink:label="ifrs-full_NameOfUltimateParentOfGroup" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_NameOfUltimateParentOfGroup"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfIFRSCompliance" xlink:label="ifrs-full_StatementOfIFRSCompliance" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_StatementOfIFRSCompliance"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:label="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory"
                            order="300.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:label="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNotesAndOtherExplanatoryInformationExplanatory"
                          xlink:to="ifrs-full_DividendsRecognisedAsDistributionsToOwnersPerShare"
                            order="310.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:label="ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_AdjustmentsForReconcileProfitLossAbstract"
                          xlink:to="ifrs-full_OtherAdjustmentsToReconcileProfitLoss"
                            order="180.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xlink:label="ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ifrs-full_DividendsPaidToEquityHoldersOfParentClassifiedAsFinancingActivities"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:label="ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:label="ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Kapitalherabsetzungen" xlink:label="ask_Kapitalherabsetzungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ask_Kapitalherabsetzungen"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Kapitalerhoehung" xlink:label="ask_Kapitalerhoehung" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ask_Kapitalerhoehung"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInFinancingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/netLabel"
                            order="190.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:type="locator"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_EinzahlungenAusVerausserungWeitereEigenkapitalinstrumente" xlink:label="ask_EinzahlungenAusVerausserungWeitereEigenkapitalinstrumente" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ask_EinzahlungenAusVerausserungWeitereEigenkapitalinstrumente"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_ProceedsFromSalesOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities"
                            preferredLabel="http://www.xbrl.org/2003/role/terseLabel"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProceedsFromSalesOfInvestmentProperty" xlink:label="ifrs-full_ProceedsFromSalesOfInvestmentProperty" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_ProceedsFromSalesOfInvestmentProperty"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets" xlink:label="ifrs-full_ProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_ProceedsFromDisposalOrMaturityOfAvailableforsaleFinancialAssets"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities" xlink:label="ifrs-full_OtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_OtherCashPaymentsToAcquireEquityOrDebtInstrumentsOfOtherEntitiesClassifiedAsInvestingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_AuszahlungenFuerErwerbWeitereEigenkapitalinstrumente" xlink:label="ask_AuszahlungenFuerErwerbWeitereEigenkapitalinstrumente" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ask_AuszahlungenFuerErwerbWeitereEigenkapitalinstrumente"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:label="ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_PurchaseOfPropertyPlantAndEquipmentClassifiedAsInvestingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_PurchaseOfInvestmentProperty" xlink:label="ifrs-full_PurchaseOfInvestmentProperty" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_PurchaseOfInvestmentProperty"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_Kapitalerhoehungherabsetzungen" xlink:label="ask_Kapitalerhoehungherabsetzungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ask_Kapitalerhoehungherabsetzungen"
                            order="280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInInvestingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/netLabel"
                            order="290.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ProfitLoss" xlink:label="ifrs-full_ProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_ProfitLoss"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_AnpassungenFurAbschreibungWertberichtigungenZuschreibungVonNichtfinanziellenVermogenswerten" xlink:label="ask_AnpassungenFurAbschreibungWertberichtigungenZuschreibungVonNichtfinanziellenVermogenswerten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_AnpassungenFurAbschreibungWertberichtigungenZuschreibungVonNichtfinanziellenVermogenswerten"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_AnpassungenFurZuefuhrungNettoZuKreditvorsorgenUndSonstigenRueckstellungen" xlink:label="ask_AnpassungenFurZuefuhrungNettoZuKreditvorsorgenUndSonstigenRueckstellungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_AnpassungenFurZuefuhrungNettoZuKreditvorsorgenUndSonstigenRueckstellungen"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_AnpassungenFurGewinneVerlusteAusDerBewertungUndAusbuchungVonFinanziellenVermogenswertenUndFinanziellenVerbindlichkeiten" xlink:label="ask_AnpassungenFurGewinneVerlusteAusDerBewertungUndAusbuchungVonFinanziellenVermogenswertenUndFinanziellenVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_AnpassungenFurGewinneVerlusteAusDerBewertungUndAusbuchungVonFinanziellenVermogenswertenUndFinanziellenVerbindlichkeiten"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_AdjustmentsForReconcileProfitLossAbstract"
                            order="50.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:label="ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_AdjustmentsForDecreaseIncreaseInFinancialAssetsHeldForTrading"
                            order="60.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteSchuldverschreibungen"
                            order="70.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteNichtHandelsbezogeneFinanzielleVermogenswerteKrediteUndDarlehenAnKunden"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVermogenswerteZumFairValueUberDasSonstigeErgebnisBewertetSchuldverschreibungen" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVermogenswerteZumFairValueUberDasSonstigeErgebnisBewertetSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVermogenswerteZumFairValueUberDasSonstigeErgebnisBewertetSchuldverschreibungen"
                            order="90.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteSchuldverschreibungen"
                            order="100.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKreditinstitute"
                            order="110.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVermogenswerteKrediteUndDarlehenAnKunden"
                            order="120.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingVermogenswerte" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingVermogenswerte" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingVermogenswerte"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAndereAktivaAusOperativerGeschaftstatigkeit" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAndereAktivaAusOperativerGeschaftstatigkeit" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAndereAktivaAusOperativerGeschaftstatigkeit"
                            order="140.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVerbindlichkeitenHeldForTrading" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVerbindlichkeitenHeldForTrading" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenFinanzielleVerbindlichkeitenHeldForTrading"
                            order="150.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteFinanzielleVerbindlichkeiten" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteFinanzielleVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenErfolgswirksamZumFairValueBewerteteFinanzielleVerbindlichkeiten"
                            order="160.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKreditinstituten"
                            order="170.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenEinlagenVonKunden"
                            order="180.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenVerbriefteVerbindlichkeiten"
                            order="190.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenZuFortgefuhrtenAnschaffungskostenBewerteteFinanzielleVerbindlichkeitenSonstigeFinanzielleVerbindlichkeiten"
                            order="200.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingSchulden" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingSchulden" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenDerivateHedgeAccountingSchulden"
                            order="210.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAnderePassivaAusOperativerGeschaftstatigkeit" xlink:label="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAnderePassivaAusOperativerGeschaftstatigkeit" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeAusInBetrieblichenTatigkeitenAnderePassivaAusOperativerGeschaftstatigkeit"
                            order="220.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="V0VY22PV9D0HFTF8EI62-2023-12-31.xsd#ask_ZahlungsstromeFurSteuernZinsenUndDividendenInCashflowAusOperativerGeschaftstatigkeitErfasst" xlink:label="ask_ZahlungsstromeFurSteuernZinsenUndDividendenInCashflowAusOperativerGeschaftstatigkeitErfasst" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ask_ZahlungsstromeFurSteuernZinsenUndDividendenInCashflowAusOperativerGeschaftstatigkeitErfasst"
                            order="240.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities"
                            order="250.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:label="ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_InterestPaidClassifiedAsOperatingActivities"
                            order="260.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:label="ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_InterestReceivedClassifiedAsOperatingActivities"
                            order="270.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" xlink:label="ifrs-full_DividendsReceivedClassifiedAsOperatingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_DividendsReceivedClassifiedAsOperatingActivities"
                            order="280.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:label="ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_OtherAdjustmentsToReconcileProfitLoss"
                            order="310.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInOperatingActivities"
                            preferredLabel="http://www.xbrl.org/2009/role/netLabel"
                            order="320.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ias_7_role-520000" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="ifrs-full_StatementOfCashFlowsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfCashFlowsAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfCashFlowsAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract"
                            order="30.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfCashFlowsAbstract"
                          xlink:to="ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract"
                            order="40.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfCashFlowsAbstract"
                          xlink:to="ifrs-full_CashAndCashEquivalents"
                            preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"
                            order="80.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="ifrs-full_CashAndCashEquivalents_2" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_StatementOfCashFlowsAbstract"
                          xlink:to="ifrs-full_CashAndCashEquivalents_2"
                            preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"
                            order="90.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountMember" xlink:label="ifrs-full_CarryingAmountMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
                          xlink:to="ifrs-full_CarryingAmountMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfCreditRiskExplanatory"
                          xlink:to="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract"
                            order="1"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:label="ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfCreditRiskExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCreditRiskExposureAbstract"
                            order="2"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionMatrixAbstract" xlink:label="ifrs-full_DisclosureOfProvisionMatrixAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfCreditRiskExplanatory"
                          xlink:to="ifrs-full_DisclosureOfProvisionMatrixAbstract"
                            order="3"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:label="ifrs-full_DisclosureOfCreditRiskExposureAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfCreditRiskExposureAbstract"
                          xlink:to="ifrs-full_DisclosureOfCreditRiskExposureTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:label="ifrs-full_DisclosureOfCreditRiskExposureTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfCreditRiskExposureTable"
                          xlink:to="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
                            order="80.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract"
                          xlink:to="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="ifrs-full_TypesOfHedgesAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable"
                          xlink:to="ifrs-full_TypesOfHedgesAxis"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksMember" xlink:label="ifrs-full_TypesOfRisksMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_TypesOfRisksAxis"
                          xlink:to="ifrs-full_TypesOfRisksMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="ifrs-full_TypesOfHedgesAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesMember" xlink:label="ifrs-full_TypesOfHedgesMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_TypesOfHedgesAxis"
                          xlink:to="ifrs-full_TypesOfHedgesMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfHedgeAccountingTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfHedgeAccountingAbstract"
                          xlink:to="ifrs-full_DisclosureOfHedgeAccountingTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract"
                          xlink:to="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract"
                          xlink:to="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="ifrs-full_TypesOfHedgesAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable"
                          xlink:to="ifrs-full_TypesOfHedgesAxis"
                            order="20.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentsAxis" xlink:label="ifrs-full_HedgingInstrumentsAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable"
                          xlink:to="ifrs-full_HedgingInstrumentsAxis"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentAssets" xlink:label="ifrs-full_HedgingInstrumentAssets" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems"
                          xlink:to="ifrs-full_HedgingInstrumentAssets"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentLiabilities" xlink:label="ifrs-full_HedgingInstrumentLiabilities" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems"
                          xlink:to="ifrs-full_HedgingInstrumentLiabilities"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentsAxis" xlink:label="ifrs-full_HedgingInstrumentsAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentsMember" xlink:label="ifrs-full_HedgingInstrumentsMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_HedgingInstrumentsAxis"
                          xlink:to="ifrs-full_HedgingInstrumentsMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:label="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract"
                          xlink:to="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:label="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedTable"
                          xlink:to="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract" xlink:label="ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract"
                            order="700.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfHedgeAccountingAbstract"
                            order="759.93"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract"
                            order="759.94"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract" xlink:label="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract"
                            order="759.95"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsAbstract"
                            order="759.96"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:label="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract"
                            order="759.97"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract"
                            order="759.98"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract"
                            order="759.99"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfCreditRiskExplanatory"
                            order="760.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:label="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfFinancialInstrumentsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract"
                            order="761.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract" xlink:label="ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:label="ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_GainsLossesOnFinancialInstrumentsAbstract"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract" xlink:label="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_IncomeExpenseGainsOrLossesOfFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract"
                            order="50.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfHedgeAccountingTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="ifrs-full_TypesOfHedgesAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfHedgeAccountingTable"
                          xlink:to="ifrs-full_TypesOfHedgesAxis"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingAbstract"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="ifrs-full_TypesOfHedgesAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutAmountsThatAffectedStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable"
                          xlink:to="ifrs-full_TypesOfHedgesAxis"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract" xlink:label="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable" xlink:label="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsAbstract"
                          xlink:to="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable" xlink:label="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_HedgingInstrumentsAxis" xlink:label="ifrs-full_HedgingInstrumentsAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfInformationAboutTermsAndConditionsOfHedgingInstrumentsAndHowTheyAffectFutureCashFlowsTable"
                          xlink:to="ifrs-full_HedgingInstrumentsAxis"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:label="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:label="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfNatureAndExtentOfRisksArisingFromFinancialInstrumentsTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionMatrixAbstract" xlink:label="ifrs-full_DisclosureOfProvisionMatrixAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionMatrixTable" xlink:label="ifrs-full_DisclosureOfProvisionMatrixTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfProvisionMatrixAbstract"
                          xlink:to="ifrs-full_DisclosureOfProvisionMatrixTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfProvisionMatrixTable" xlink:label="ifrs-full_DisclosureOfProvisionMatrixTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfProvisionMatrixTable"
                          xlink:to="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract" xlink:label="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:label="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:label="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfReconciliationOfChangesInLossAllowanceAndExplanationOfChangesInGrossCarryingAmountForFinancialInstrumentsTable"
                          xlink:to="ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
                            order="50.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract" xlink:label="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingAbstract"
                          xlink:to="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable" xlink:label="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="ifrs-full_TypesOfRisksAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfRiskManagementStrategyRelatedToHedgeAccountingTable"
                          xlink:to="ifrs-full_TypesOfRisksAxis"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract" xlink:label="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:label="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCostAbstract"
                          xlink:to="ifrs-full_GainLossArisingFromDerecognitionOfFinancialAssetsMeasuredAtAmortisedCost"
                            preferredLabel="http://www.xbrl.org/2009/role/netLabel"
                            order="30.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:label="ifrs-full_GainsLossesOnFinancialInstrumentsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_GainsLossesOnFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesFromInvestmentsInEquityInstruments"
                            order="130.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_GainsLossesOnFinancialInstrumentsAbstract"
                          xlink:to="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"
                            order="140.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/ifrs_7_role-822390" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"
                          xlink:to="ifrs-full_GainsLossesOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_OtherComprehensiveIncomeBeforeTaxFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome"
                          xlink:to="ifrs-full_ReclassificationAdjustmentsOnFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeBeforeTax"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <!-- http://www.xbrl.org/2003/arcrole/parent-child https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900 -->
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsTable" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsTable" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract"
                          xlink:to="ifrs-full_DisclosureOfServiceConcessionArrangementsTable"
                            order="10.0"
                          xlink:type="arc"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract"
                          xlink:to="ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems"
                            order="20.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsTable" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsTable" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ServiceConcessionArrangementsAxis" xlink:label="ifrs-full_ServiceConcessionArrangementsAxis" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfServiceConcessionArrangementsTable"
                          xlink:to="ifrs-full_ServiceConcessionArrangementsAxis"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ExplanationOfNatureAndExtentOfObligationsToAcquireOrBuildItemsOfPropertyPlantAndEquipment" xlink:label="ifrs-full_ExplanationOfNatureAndExtentOfObligationsToAcquireOrBuildItemsOfPropertyPlantAndEquipment" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfServiceConcessionArrangementsLineItems"
                          xlink:to="ifrs-full_ExplanationOfNatureAndExtentOfObligationsToAcquireOrBuildItemsOfPropertyPlantAndEquipment"
                            order="50.0"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsExplanatory" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsExplanatory" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract" xlink:label="ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_DisclosureOfServiceConcessionArrangementsExplanatory"
                          xlink:to="ifrs-full_DisclosureOfServiceConcessionArrangementsAbstract"
                            order="1"
                          xlink:type="arc"/>
   </link:presentationLink>
   <link:presentationLink xlink:role="https://www.sparkasse.at/xbrl/role/all/sic_29_role-832900" xlink:type="extended">
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ServiceConcessionArrangementsAxis" xlink:label="ifrs-full_ServiceConcessionArrangementsAxis" xlink:type="locator"/>
      <link:loc xlink:href="https://xbrl.ifrs.org/taxonomy/2022-03-24/full_ifrs/full_ifrs-cor_2022-03-24.xsd#ifrs-full_ServiceConcessionArrangementsMember" xlink:label="ifrs-full_ServiceConcessionArrangementsMember" xlink:type="locator"/>
      <link:presentationArc
                          xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child"
                          xlink:from="ifrs-full_ServiceConcessionArrangementsAxis"
                          xlink:to="ifrs-full_ServiceConcessionArrangementsMember"
                            order="10.0"
                          xlink:type="arc"/>
   </link:presentationLink>

</link:linkbase>